Introducing PeerWealthy

I built PeerWealthy because I was tired of a question that kept nagging me: Am I doing okay financially?

Every article about money compares you to "the average American" — but that average includes 22-year-olds and 55-year-olds, people in San Francisco and people in rural Kansas, singles and families of five. It's useless.

What I actually wanted to know was simple: How do I compare to people like me?

The Problem With Financial Comparisons

When you Google "average savings by age," you get numbers that don't mean anything. The median savings for a 30-year-old doesn't tell you much if you live in an expensive city, work in tech, and don't have kids. Your situation is different.

And comparing yourself to influencers or friends is even worse. Social media shows you highlight reels. Your friends might be house-poor, drowning in debt, or secretly getting help from their parents. You have no idea.

So you're left guessing. Wondering if you should feel good about your savings or anxious about your spending. That uncertainty is exhausting.

What PeerWealthy Does

PeerWealthy gives you the context you've been missing.

You answer a few questions — takes about 90 seconds — and we show you where you stand compared to people who are actually similar to you:

• Same age range (28-30, not "millennials")
• Same city or metro area (San Francisco, not "California")
• Same career stage (mid-career, not "employed")
• Same household type (single, couple, or family)

Then we show you your percentile for income, savings, housing costs, and more. Are you in the top 20%? The bottom half? Now you know.

No Bank Connections. No Exact Numbers.

Here's what makes PeerWealthy different: we don't connect to your bank accounts.

You enter your own numbers using ranges. "My income is $75k-$100k." "My savings are $25k-$50k." That's it.

Why? Because:

1. Privacy matters. We don't need your exact numbers to give you useful comparisons.
2. It's faster. No waiting for Plaid to sync. No dealing with broken connections.
3. It's less stressful. Ranges feel safer than exact amounts.

Your data is anonymized and combined with thousands of other users to create the comparisons. We can't identify you, and we never sell your data.

Why $1.99?

PeerWealthy costs $1.99. One time. Forever.

That's it. No subscriptions, no premium tiers, no upsells.

The money covers server costs, API expenses, and lets me keep building this without chasing growth metrics or selling your data. Every payment also contributes to a larger dataset that makes the comparisons better for everyone.

What's Next

This is just the start. I'm working on:

• More detailed breakdowns — spending categories, debt comparisons, investment allocations
• Trends over time — see how your peer group is changing
• City-specific insights — cost of living adjustments and local benchmarks
• More countries — starting with the US, UK, Canada, and Australia

If you have ideas for what would be useful, I'd love to hear them. Email me at hello@peerwealthy.com.

Try It

If you've ever wondered whether you're saving enough, spending too much, or just doing okay — give PeerWealthy a try.

90 seconds. No bank connections. Finally, some context.

— Niels